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The Salary Investor logo featuring a rising financial growth chart with upward arrow, Indian rupee symbol, and protective hand icon in blue and green colors representing wealth growth, investment, and financial security.
The Salary Investor
Because your salary deserves more than a savings account
  • employer health insurance coverage gap India 2026
    Insurance

    Health Insurance from Your Employer — Is It Actually Enough or Are You Taking a Risk?

    ByKunal Kundu May 18, 2026June 2, 2026

    Your employer’s health insurance ends the day you leave — and may not cover you even while you’re still employed. Here’s what’s actually missing from your group cover, and what it takes to fix it before a medical bill does it for you.

    Read More Health Insurance from Your Employer — Is It Actually Enough or Are You Taking a Risk?Continue

  • cost of not investing salary India compounding savings
    Salary & ITR

    What Happens to Your Money If You Never Invest It — The Real Cost of Not Investing

    ByKunal Kundu May 18, 2026June 2, 2026

    Your savings account earns 2.5%. Inflation takes 4.6%. The gap between those two numbers is costing you lakhs — silently, every year. Here’s exactly how much, and what to do about it this week.

    Read More What Happens to Your Money If You Never Invest It — The Real Cost of Not InvestingContinue

  • Old tax regime vs new tax regime FY 2025-26 salary comparison India
    Salary & ITR

    Old Tax Regime vs New Tax Regime: Which One Should You Pick in FY 2025-26?

    ByKunal Kundu May 18, 2026June 18, 2026

    The new regime gives zero tax up to ₹12.75 lakh. But is it always better? Three salary examples — ₹8L, ₹15L, ₹25L — with exact calculations that most articles get wrong.

    Read More Old Tax Regime vs New Tax Regime: Which One Should You Pick in FY 2025-26?Continue

  • EPF mistakes salaried employees India — 6 things to fix now
    PF & NPS | Tax Saving

    I Ignored My EPF for 6 Years. Here’s Exactly What That Cost Me

    ByKunal Kundu May 17, 2026June 12, 2026

    Most salaried Indians have 3 or more EPF mistakes quietly compounding against them. Here’s what they actually cost — in real rupees.

    Read More I Ignored My EPF for 6 Years. Here’s Exactly What That Cost MeContinue

  • term insurance coverage calculation for salaried Indians 2026
    Insurance | Tax Saving

    How Much Term Insurance Do I Actually Need? A Salaried Indian’s Honest Guide

    ByKunal Kundu May 17, 2026June 2, 2026

    Term insurance cover in India — the right way to calculate how much you actually need, not just a thumb rule. Real numbers for salaried people

    Read More How Much Term Insurance Do I Actually Need? A Salaried Indian’s Honest GuideContinue

  • SIP vs PPF comparison guide for salaried Indians in 2026
    PF & NPS | Mutual Funds

    SIP vs PPF: I Spent 3 Weekends Figuring This Out So You Don’t Have To

    ByKunal Kundu May 17, 2026June 12, 2026

    Your father-in-law says PPF. Your colleague says SIP. Neither shows you the actual numbers — so I did, over three weekends. Here’s exactly what ₹12,500 a month looks like in each, after tax.

    Read More SIP vs PPF: I Spent 3 Weekends Figuring This Out So You Don’t Have ToContinue

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