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The Salary Investor

Because your salary deserves more than a savings account

  • Salary & ITR
  • Mutual Funds
  • Tax Saving
  • Insurance
  • PF & NPS
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The Salary Investor logo featuring a rising financial growth chart with upward arrow, Indian rupee symbol, and protective hand icon in blue and green colors representing wealth growth, investment, and financial security.
The Salary Investor
Because your salary deserves more than a savings account
  • EPF mistakes salaried employees India — 6 things to fix now
    PF & NPS | Tax Saving

    I Ignored My EPF for 6 Years. Here’s Exactly What That Cost Me

    ByKunal Kundu May 17, 2026June 12, 2026

    Most salaried Indians have 3 or more EPF mistakes quietly compounding against them. Here’s what they actually cost — in real rupees.

    Read More I Ignored My EPF for 6 Years. Here’s Exactly What That Cost MeContinue

  • term insurance coverage calculation for salaried Indians 2026
    Insurance | Tax Saving

    How Much Term Insurance Do I Actually Need? A Salaried Indian’s Honest Guide

    ByKunal Kundu May 17, 2026June 2, 2026

    Term insurance cover in India — the right way to calculate how much you actually need, not just a thumb rule. Real numbers for salaried people

    Read More How Much Term Insurance Do I Actually Need? A Salaried Indian’s Honest GuideContinue

  • SIP vs PPF comparison guide for salaried Indians in 2026
    PF & NPS | Mutual Funds

    SIP vs PPF: I Spent 3 Weekends Figuring This Out So You Don’t Have To

    ByKunal Kundu May 17, 2026June 12, 2026

    Your father-in-law says PPF. Your colleague says SIP. Neither shows you the actual numbers — so I did, over three weekends. Here’s exactly what ₹12,500 a month looks like in each, after tax.

    Read More SIP vs PPF: I Spent 3 Weekends Figuring This Out So You Don’t Have ToContinue

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Personal Finance · For Salaried Indians

Your salary hits your account on the 1st. What happens next is what this blog is about.

SIPs, ITR filing, 80C, EPF, insurance, home loans — explained by someone who gets a salary too. No jargon. No course to sell. Just clear answers to the questions you're already Googling.

Start here: ₹10,000/month plan → Save up to ₹46,800 in tax →